Real Asset Yield Index
RWA • Bullion • Yield Comparison
index
Real Asset Yield Index — Precious Metal Tokens with Passive Earnings
This index compares real asset-backed tokens by how they deliver yield. These tokens represent vault-held physical gold or silver, and may offer passive income through mechanisms like Holder’s Yield, Velocity Yield, or institutional programs. Unlike synthetic or DeFi tokens, these assets are fully reserved and often redeemable for real bullion.
Use Case: Helps identify which metal-backed tokens generate yield and whether that yield compounds, expires, or requires user action.
Key Concepts:
- Metal-Backed Tokens — Digital assets backed by physical gold or silver reserves
- Holder’s Yield — Passive earnings distributed to token holders
- Velocity Yield — Rewards generated from transaction activity
- Redeemable Asset — Token exchangeable for its underlying physical asset
- Redeemability Index — Framework for evaluating redemption reliability
- Tokenized Gold — Digital representation of physical gold reserves
- Tokenized Silver — Digital representation of physical silver reserves
- Tokenized Precious Metals — On-chain tokens backed by vaulted bullion
- Digital Bullion — Blockchain-native precious metal holdings
- Kinesis Money — Metal-backed monetary system with yield distribution
- Real-World Assets — Physical or traditional assets tokenized on-chain
- Real-Asset Income Structures — Revenue models anchored to tangible backing
- Physical Collateral — Vault-held assets securing on-chain tokens
- Hard Assets — Tangible stores of value resistant to monetary debasement
- Sound Money — Currency backed by scarce, tangible value
- Inflation-Proof Yield — Earnings that maintain purchasing power over time
- Auto-Compounding — Automatic reinvestment of earned yield
- Passive Yield Delivery — Income distributed without active user management
Real Asset Yield Evaluation Reference
five yield dimensions that separate productive bullion tokens from passive price trackers
Key Insight: Most gold and silver tokens are price trackers — they give you exposure to the metal’s value but nothing else. $KAG and $KAU are the only major metal-backed tokens that pay passive yield from real economic activity. The yield is not inflationary. It comes from transaction fees generated by actual usage. This is the difference between holding a receipt for gold and holding gold that works for you.
Real Asset Yield Architecture Framework
four steps from passive metal exposure to productive bullion income
– Choose between silver ($KAG) and gold ($KAU) based on price exposure
– Silver offers higher volatility and lower entry — better for accumulation
– Gold offers stability and institutional recognition — better for preservation
– Both generate yield — the choice is about which metal serves the current goal
Gold preserves. Silver accumulates. Both earn while they sit
– Holder’s Yield activates automatically by holding $KAG or $KAU
– Velocity Yield grows with ecosystem transaction volume
– Referral yield adds a third income stream from network growth
– All yield paid in the same metal — gold earns gold, silver earns silver
Yield in metal is yield that cannot be debased
– Track monthly yield distribution — is it growing, flat, or declining?
– Compare against $PAXG/$XAUT — are you outperforming passive trackers?
– Evaluate whether ecosystem velocity is increasing or contracting
– Use this index to verify your metal allocation is productive, not idle
An index is not a ranking — it is a mirror for your own allocation
– Route profits into Kinesis $KAG/$KAU for metal preservation
– Layer Cyclo for liquid staking above the metal base
– Layer SparkDEX for dividends and Enosys for lending
– Secure crypto holdings in Ledger or Tangem
Metal is the floor — yield layers are the rooms you build on top
Real Asset Yield Audit Checklist
verify that your metal-backed tokens are earning, compounding, and redeemable
☐ Token is 1:1 backed by vault-held physical bullion
☐ Vault audits published regularly and independently verified
☐ Redemption pathway confirmed — physical delivery tested or documented
☐ No fractional reserve or synthetic backing in token structure
☐ Issuer jurisdiction and regulatory standing reviewed
If the backing is not auditable, the token is a promise, not an asset
☐ Yield type identified — Holder’s, Velocity, referral, or none
☐ Yield source confirmed — real economic activity, not inflation
☐ Yield frequency documented — monthly, quarterly, or none
☐ Auto-compounding confirmed or manual claim required
☐ Yield paid in same metal, not in a separate utility token
Yield from inflation is dilution disguised as income
☐ Monthly yield distributions logged and compared over time
☐ Velocity metrics tracked — is ecosystem activity growing or declining?
☐ Metal price movement separated from yield performance
☐ Compared against passive trackers — is the yield premium meaningful?
☐ Holding duration evaluated — longer holds compound more value
Track yield separately from price — they are two different engines
☐ Self-custody of metal tokens verified where possible
☐ Redemption process documented for heirs in estate plan
☐ Metal allocation diversified — not all in one issuer or vault
☐ Kinesis account access credentials included in legacy plan
☐ Physical delivery address and logistics pre-configured
Redeemable means nothing if nobody left alive knows how to redeem it
Capital Rotation Map
metal-backed yield tokens serve a specific role in the rotation — they are where capital rests and earns between cycles, not where it chases momentum