Kinesis Money

Kinesis Money

Real-World Assets • Bullion • Physical Collateral

yield-bearing precious metals platform

Kinesis Money is a digital asset platform that enables the ownership, transfer, and spending of fully allocated gold and silver via blockchain technology. It operates on the Kinesis Blockchain Network (KBN), a fork of Stellar, and offers users yield-bearing precious metals through native assets like $KAU (1g gold) and $KAG (1oz silver). Kinesis also integrates traditional and crypto finance with tools such as the Kinesis Visa debit card, mobile app, and the ability to trade or redeem metals globally. Yield is earned through a unique fee-sharing model based on transactional activity, promoting long-term asset use rather than speculation.

Use Case: A user stores wealth in $KAG and uses the Kinesis Card to spend silver-backed value at a grocery store. Meanwhile, they earn passive yield based on system-wide transaction volume, blending physical metal security with modern payments.

Key Concepts:

• Fully Allocated Bullion — 1:1 physical backing stored in insured vaults
• Gold ($KAU) and Silver ($KAG) Tokens — Tokenized metals on-chain
• Yield System — Earn based on usage, storage, and referrals
• Spendable Precious Metals — Real-world payments through the Kinesis Card
• Holder’s Yield — Passive income earned simply by holding $KAU or $KAG
• Velocity Yield — Rewards generated from transactional movement of metals
• Physical Collateral — Real-world assets backing each token in custody
• Allocated Storage — Segregated vault storage with auditable proof of reserves
• Token Redemption — Process of exchanging tokens for physical gold or silver
• Redeemable Asset — Tokens that can be converted to physical form on demand
• Asset-Backed Supply Model — Supply minted only when physical metal is deposited
• Metal-Backed Tokens — Digital assets collateralized by precious metals
• Digital Bullion — Tokenized representation of physical precious metals
• Bullion Vault — Secure storage facility for precious metal reserves
• Tokenized Gold — Gold represented as blockchain-native digital assets
• Tokenized Silver — Silver represented as blockchain-native digital assets
• Metal-Backed Currency — Money systems anchored to physical precious metals
• Sound Money — Currency backed by intrinsic value rather than government decree
• Hard Assets — Tangible stores of value resistant to monetary inflation

Summary: Kinesis Money bridges physical metal ownership with blockchain and modern finance tools, offering yield, liquidity, and spendability while maintaining the trust of allocated bullion.