Kinesis Money
real-world asset platform
Kinesis Money is a digital asset platform that enables the ownership, transfer, and spending of fully allocated gold and silver via blockchain technology. It operates on the Kinesis Blockchain Network (KBN), a fork of Stellar, and offers users yield-bearing precious metals through native assets like $KAU (1g gold) and $KAG (1oz silver). Kinesis also integrates traditional and crypto finance with tools such as the Kinesis Visa debit card, mobile app, and the ability to trade or redeem metals globally. Yield is earned through a unique fee-sharing model based on transactional activity, promoting long-term asset use rather than speculation.
Use Case: A user stores wealth in $KAG and uses the Kinesis Card to spend silver-backed value at a grocery store. Meanwhile, they earn passive yield based on system-wide transaction volume, blending physical metal security with modern payments.
Key Concepts:
- Fully Allocated Bullion ÔÇö 1:1 physical backing stored in insured vaults.
- Gold ($KAU) and Silver ($KAG) Tokens ÔÇö Tokenized metals on-chain.
- Yield System ÔÇö Earn based on usage, storage, and referrals.
- Spendable Precious Metals ÔÇö Real-world payments through the Kinesis Card.
Summary: Kinesis Money bridges physical metal ownership with blockchain and modern finance tools, offering yield, liquidity, and spendability while maintaining the trust of allocated bullion.
| Feature | Kinesis Money | Traditional Bullion | Crypto Stablecoin |
|---|---|---|---|
| Backing | 100% Allocated Metals | Physical Metal | Fiat or Algorithmic |
| Yield | Yes, via usage | No | Sometimes (via DeFi) |
| Spending Tools | Visa Card + App | Pawn / Sell Only | Widely Usable |
| Redemption | Yes, for bullion | Yes | No (digital only) |