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Keep up with the XRP news and updates from Ripple and our main influencers.

 

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What Is XRP and How Is Ripple Involved?

XRP is a digital asset designed for fast, low-cost international payments. It operates on the XRP Ledger (XRPL), a decentralized, open-source blockchain created to settle transactions in seconds with minimal fees and energy use.

Ripple, the company, is a private fintech firm that utilizes XRP and the XRPL in its payment solutions. Ripple’s goal is to modernize global finance by enabling banks, payment providers, and institutions to send money across borders more efficiently.

While XRP and Ripple are separate entities, Ripple holds a significant amount of XRP and actively builds utility around it—especially for enterprise use and cross-border liquidity.

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