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$RLUSD

real-world asset • stablecoin

$RLUSD is Ripple’s fully regulated stablecoin designed to maintain a 1:1 peg with the U.S. dollar, backed by short-term U.S. Treasuries and equivalent cash reserves. Issued on the XRP Ledger (and also available as an ERC-20 token), $RLUSD brings enterprise-grade transparency, regulatory alignment, and composability into the XRPL ecosystem. It is engineered for real-world integration, including on-chain payments, liquidity provisioning, remittance flows, and tokenized settlements.

Use Case: $RLUSD is used for near-instant payments on XRPL, stable liquidity pairs on native DEXs, and as a fiat-anchored bridge between institutional finance and tokenized assets.

Key Concepts:

  • Regulated Stablecoin — Fully backed by U.S. Treasuries and compliant with financial regulations.
  • XRPL Integration — Native to the XRP Ledger, supporting seamless on-chain use cases.
  • Institutional Trust — Audited, enterprise-grade transparency aimed at financial institutions.
  • Cross-Chain Utility — Deployable on XRPL and Ethereum for multi-network liquidity.

Summary: $RLUSD represents a new wave of institution-grade stablecoins. By combining full reserve backing with regulatory compliance, Ripple has positioned $RLUSD to become the backbone for trusted stable payments, tokenized real-world assets, and enterprise DeFi. It bridges crypto and traditional finance without sacrificing accountability or monetary policy alignment.

Stablecoin Backing Type Regulatory Status Network Institutional Grade?
$RLUSD Short-term U.S. Treasuries Fully compliant XRPL + ERC-20 Yes
$USDT Mixed reserves (opaque) Under scrutiny Multi-chain No
$USDC Cash + U.S. Treasuries Regulated in U.S. Multi-chain Yes
$DAI Crypto-collateralized DAO governance Ethereum + L2s Partially

 
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